Is Kalshi legal in Florida?

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Quick answer

Status: Available (as of 3 October 2026). Kalshi accepts Florida residents, and no Florida enforcement action was found; the governor said in February 2026 that the state was examining whether prediction markets conflict with the Seminole compact (CDC Gaming). What could change that: state action over the compact, or a Supreme Court ruling on sports contracts.

At a glance	Florida, 3 October 2026
Status	Available
Regulator	CFTC (federal), designated contract market since 3 November 2020
Florida enforcement against Kalshi	None found
Open question in Florida	Governor's February 2026 comments on the Seminole compact; no action announced
Federal appeals court covering Florida	Eleventh Circuit: none of the three appeals rulings on sports contracts came from it
Supreme Court	Three petitions pending (26-299, 26-338, 26-344); none granted
Kalshi's minimum age	18 (we recommend 21+)
State income tax	Florida has none
Welcome offer	Trade $25 and Get $25! with code FLPREDICTS

"Available" is one of the four status words we use on every state page. It means the operator accepts residents and we found no Florida-specific enforcement or lawsuit over prediction markets. It describes access, not a legal ruling, and it can change. This page is general information, not legal advice.

What Kalshi is and who regulates it

Kalshi is an exchange for event contracts: yes-or-no contracts on real-world outcomes such as an election, an economic number, a hurricane or a game. The exchange is run by KalshiEX LLC. The U.S. Commodity Futures Trading Commission (CFTC) designated KalshiEX as a contract market (a "DCM") on 3 November 2020 (CFTC release 8302-20). Kalshi began offering sports event contracts in January 2025 (Sports Betting Dime).

Kalshi's permission to run an exchange comes from a federal regulator, not from a Florida licence. Kalshi argues that federal commodities law covers its contracts. Several states argue that sports contracts are gambling under their own laws, and federal appeals courts have split on that question. The dispute is about sports contracts; markets on politics, the economy and weather are not what those cases turn on.

Our editor has a funded Kalshi account.

Kalshi's status in Florida

Kalshi accepts Florida residents. Kalshi publishes no list of states in its help centre, so "accepts" rests on the partner offer list (which includes Florida) and on the fact that our legal timeline contains no Florida order, lawsuit or exit.

The one Florida event in the timeline is a statement, not an action. In a CNBC interview reported in February 2026, Gov. Ron DeSantis said the state was trying to work out whether prediction markets such as Kalshi clash with Florida law and with the Seminole Tribe's exclusive sports betting rights. No enforcement action was announced, and we found none since (CDC Gaming).

That question is worth watching. In other states, tribes have gone to court over sports contracts on their lands: in California, the Ninth Circuit found two tribes likely to win such a claim in September 2026, and Kalshi then switched off its markets on three tribes' lands there. No similar case was found in Florida.

What changed: dated change-log for Florida

Newest first. Entries come from our corrected legal timeline (IDs in brackets) and cover Florida plus the federal events that matter here.

Date	What happened	Source
9 Oct 2026	CFTC issues an interim final rule excluding "casino-style gambling products" (such as wagers at sportsbooks and on casino games) from the definition of swap. The rule is final but not yet in effect: it takes effect when published in the Federal Register, and it had not been published as of 13 Oct 2026	CFTC release 9309-26
9 Oct 2026	CFTC proposes a separate rule that would expressly include event contracts (sports, politics, culture, weather) in the definition of swap. This is a proposal, not a final rule; comments are due 30 days after Federal Register publication	CFTC release 9310-26
25 Sep 2026	Sixth Circuit rules against Kalshi in Ohio and Tennessee (preliminary stage; does not cover Florida)	Sixth Circuit opinion
11 Sep 2026	Crypto.com asks the Supreme Court to review the Ninth Circuit ruling (No. 26-344)	Supreme Court docket
10 Sep 2026	Kalshi asks the Ninth Circuit for a rehearing; Robinhood petitions the Supreme Court (No. 26-338)	Sports Betting Dime
2 Sep 2026	New Jersey asks the Supreme Court to review the Third Circuit ruling (No. 26-299)	New Jersey Attorney General
28 Aug 2026	Ninth Circuit rules for Nevada regulators in KalshiEX v. Assad (preliminary stage; does not cover Florida)	Ninth Circuit opinion
10 Jun 2026	CFTC proposes a framework for sports and other "enumerated activity" contracts (not final)	CFTC release 9249-26
6 Apr 2026	Third Circuit sides with Kalshi against New Jersey (2-1, preliminary stage)	Third Circuit opinion
23 Feb 2026	Gov. DeSantis questions whether Kalshi conflicts with the Seminole compact; no enforcement announced (report date)	CDC Gaming
4 Feb 2026	CFTC withdraws its 2024 event-contracts proposal and its September 2025 sports advisory	CFTC release 9179-26

What the courts have decided

Federal appeals courts are split on sports event contracts, all at the preliminary-injunction stage: the Third Circuit sided with Kalshi (6 April 2026), the Ninth (28 August 2026) and Sixth (25 September 2026) sided with the states, and three Supreme Court petitions (Nos. 26-299, 26-338, 26-344) are pending; none has been granted.

"Preliminary stage" means the courts decided who is likely to win while the cases go on, not the final answer. None of these rulings binds courts in Florida, which is in the Eleventh Circuit.

Court	Case and date	Outcome	States it binds
Third Circuit	KalshiEX LLC v. Flaherty, No. 25-1922, 6 Apr 2026	For Kalshi, 2-1: upheld the injunction blocking New Jersey enforcement	NJ, PA, DE
Ninth Circuit	KalshiEX LLC v. Assad (Nevada), No. 25-7516, 28 Aug 2026	For Nevada, 3-0: Kalshi had not shown federal law likely overrides Nevada gaming rules for sports contracts	AK, AZ, CA, HI, ID, MT, NV, OR, WA
Sixth Circuit	KalshiEX LLC v. Schuler (Ohio) / v. Orgel (Tennessee), Nos. 26-3196, 26-5235, 25 Sep 2026	For the states, 3-0: no express or implied preemption shown	KY, MI, OH, TN

The three Supreme Court petitions

No.	Case	From	Response due	Status (3 Oct 2026)
26-299	Flaherty (New Jersey) v. KalshiEX	Third Circuit	9 Nov 2026 (Kalshi; extended from 8 Oct)	Pending, not granted
26-338	Robinhood Derivatives v. Dreitzer (Nevada)	Ninth Circuit	13 Nov 2026 (Nevada)	Pending, not granted
26-344	North American Derivatives Exchange (Crypto.com) v. Nevada	Ninth Circuit	16 Nov 2026 (Nevada)	Pending, not granted

Response dates can be extended. The earliest the Court could decide whether to hear any of them is an estimate of December 2026 to January 2027, not a scheduled date.

Age and eligibility

• Kalshi's own minimum age is 18. Its sign-up help page says "Be 18 years or older" (Kalshi Help Center (opens in a new tab)).
• We recommend 21+. That is this site's editorial policy, not a Kalshi or Florida rule.

Kalshi may ask you to pass a document check at sign-up. Its help centre also says it is each member's responsibility to make sure their use of the exchange is lawful for them.

Florida tax note

Florida has no state income tax, so there is no Florida income tax on trading profits. Federal tax is a different matter, and it is unsettled: the IRS has issued no guidance on how event contracts should be classified. Keep a record of every deposit, trade and withdrawal. This is not tax advice; ask a tax professional how it applies to you.

How to sign up for Kalshi in Florida

1. Open Kalshi through our link: Sign up at Kalshi (opens in a new tab)
2. Enter your basic personal details and your Florida address.
3. Pass the document check if Kalshi asks for one; Kalshi emails you when the account is approved.
4. Enter code FLPREDICTS if you are asked for a code (you can use either our link or the code).
5. Deposit. The minimum deposit is $10. Bank transfer (ACH) and wire deposits are free; debit card deposits (including Apple Pay and Google Pay) may carry a 2% processing fee. Withdrawals to a bank account, debit card, PayPal, Venmo or crypto are free.
6. Read a market's rules before your first trade, and start small.

Kalshi offer: Trade $25 and Get $25! Code FLPREDICTS. 21+ recommended. Sign up at Kalshi (opens in a new tab)

Certain limitations apply. The offer is available to new users only, subject to the terms and conditions at kalshi.com/tc/500. 18+ only. Restrictions and eligibility requirements apply. Event contract trading involves significant risk and is not appropriate for everyone. Please carefully consider if it is appropriate for you in light of your personal financial circumstances. Kalshi products are not available in all jurisdictions. See kalshi.com/regulatory for more information.

The welcome offer covers 47 states plus D.C., including Florida. That is the offer's eligibility, not a statement about where Kalshi is legal.

More detail: our Kalshi review, Kalshi promo code guide and Kalshi fees explained.

Kalshi vs Polymarket US vs ProphetX vs OG in Florida

	Kalshi	Polymarket US	ProphetX	OG (by Crypto.com)
Regulator	CFTC (DCM since 4 Nov 2020)	CFTC (DCM and clearing house since 9 Jul 2025)	CFTC (DCM since 11 Jun 2026)	CFTC-regulated exchange (NADEX is a DCM)
Status in Florida	Available	Available	Available	Available
Minimum age (operator)	18 (we recommend 21+)	18 (we recommend 21+)	18 or local age of majority if higher (we recommend 21+)	18 (we recommend 21+)
Devices	Web, iOS app, Android app	Polymarket US app	Web, mobile app	Web, mobile app
Sign-up offer	Trade $25 and Get $25! Code FLPREDICTS	Deposit $10 get a $25 Trading Bonus! Code FLPREDICTS	Trade $50, Earn $75! Code FLPREDICTS	Trade $25 Get $50 in Rewards! (New users only) Code FLPREDICTS
Fees in one line	A fee on each executed trade, based on price and number of contracts, shown before you confirm	Since October 2026 a taker fee by price, highest near 50 cents (about $1.74 per 100 contracts); resting orders pay no fee (rebates only for very high-volume traders from October 19, 2026)	2% of net winnings per market on straight trades	A fee to open or close a position, by price on most markets; $0.02 per contract on crypto, FX, commodity and index markets; none at settlement

Fees checked 3 October 2026 on each operator's help pages. The offer terms for each brand are printed with its offer below.

Alternatives available in Florida

Every platform below is "Available" in Florida as of 3 October 2026.

Polymarket US. Runs on QCX LLC, a CFTC-designated exchange, through the Polymarket US app. See our Polymarket page.
Offer: Deposit $10 get a $25 Trading Bonus! Code FLPREDICTS. 21+ recommended. Sign up at Polymarket US (opens in a new tab)

18+ Only. Restrictions and eligibility requirements apply. Not available in all jurisdictions. Trading is risky. 100% loss can occur. See polymarket.com/tos for more information. The Polymarket US App serves as an independent software provider and affiliate of Polymarket US and Polymarket Clearing, the CFTC-regulated exchange and clearing organization.

ProphetX. A CFTC-designated exchange since June 2026, on web and mobile. See our ProphetX review.
Offer: Trade $50, Earn $75! Code FLPREDICTS. 21+ recommended. Sign up at ProphetX (opens in a new tab)

New users only. T&Cs apply. ProphetX's minimum age is 18 (or the local age of majority if higher); we recommend 21+. Not available in Nevada. Trading involves risk.

OG (by Crypto.com). Run by North American Derivatives Exchange, Inc. (NADEX), a designated contract market. OG's welcome offer covers 42 states plus D.C., including Florida. See the OG promo code guide.
Offer: Trade $25 Get $50 in Rewards! (New users only) Code FLPREDICTS, or use our link and leave the code box empty. 21+ recommended. Sign up at OG (opens in a new tab)

Paid partnership with OG. Terms and conditions apply. Trading derivatives involves risk and may not be appropriate for all. Availability subject to jurisdictional limitations. For more information, visit: OG.com.

Novig. A sports-focused exchange (Ludlow Exchange, LLC), CFTC-designated since June 2026. Its own minimum age is 21. Pre-game straight trades are free; live trades, futures and parlays carry a price-based taker fee.
Offer: Deposit $10 Get $50 in Trade Credits! Code FLPREDICTS. 21+. Sign up at Novig (opens in a new tab)

Restrictions & requirements apply. Not available in all states. 21+. Event contract trading involves risk & is not appropriate for all. Consider if it's appropriate for you in light of financial circumstances. See novig.com/terms for information.

Rebet. A different kind of product: a social sports app run as a sweepstakes (Rebet Coins for fun play, free Rebet Cash for prize sweepstakes). It is not CFTC-regulated and not an exchange. Florida is among the states its rules allow. See is Rebet legal in Florida?
Offer: Get a 100% purchase match up to $100! Code FLPREDICTS. Sign up at Rebet (opens in a new tab)

18+ (we recommend 21+). Eligible states only. Sweepstakes rules apply. Rebet is not a CFTC-regulated exchange.

What could change Kalshi's status in Florida

• The Seminole compact question. The governor raised it in February 2026. If the state or the tribe acts on it, this page changes the same day we confirm it.
• The Supreme Court. If it takes one of the three cases, its answer would apply in every circuit, including the Eleventh. Nevada's responses are now due 13 and 16 November 2026; Kalshi's response in the New Jersey case is due 9 November 2026.
• The CFTC. Its June 2026 proposals on sports and other event contracts are not final. On 9 October 2026 it issued an interim final rule excluding casino-style gambling products from the definition of swap (final, but in effect only once published in the Federal Register; not yet published as of 13 October 2026) and, separately, proposed a rule that would expressly include event contracts in that definition (a proposal only, with a 30-day comment period after publication).

We re-check the Supreme Court dockets, CFTC releases and operator pages weekly.

Sources

• KalshiEX LLC designated a contract market: CFTC release 8302-20 (4 Nov 2020; checked 3 Oct 2026)
• Kalshi sign-up requirements, minimum age 18: Kalshi Help Center (opens in a new tab) (checked 3 Oct 2026)
• Kalshi deposits and withdrawals: Kalshi Help Center, Transfers FAQ (opens in a new tab) (checked 3 Oct 2026)
• Kalshi fees: Kalshi Help Center, Fees (opens in a new tab) (checked 3 Oct 2026)
• Florida governor on the Seminole compact: CDC Gaming (23 Feb 2026, report date)
• Third Circuit, KalshiEX v. Flaherty, No. 25-1922: opinion (6 Apr 2026)
• Ninth Circuit, KalshiEX v. Assad, No. 25-7516: opinion (28 Aug 2026)
• Ninth Circuit, Blue Lake Rancheria v. Kalshi, No. 25-7504: opinion (16 Sep 2026)
• Sixth Circuit, Nos. 26-3196 and 26-5235: opinion (25 Sep 2026)
• Supreme Court dockets 26-299, 26-338, 26-344 (read 3 Oct 2026)
• CFTC releases 9249-26 (10 Jun 2026) and 9179-26 (4 Feb 2026)
• Polymarket US, ProphetX, OG, Novig and Rebet details: operator help pages, Rebet sweepstakes rules and CFTC registers listed in our facts file (checked 3 Oct 2026)
• Offers: partner offer export (offers live 1 Oct 2026)

Last checked 14 October 2026. This is a factual summary, not legal or tax advice. Trade responsibly; if it stops being fun, call 1-800-GAMBLER.

Frequently asked questions

Is Kalshi legal in Florida?

Kalshi's status in Florida is Available, as of 3 October 2026. Kalshi accepts Florida residents and no Florida enforcement action was found. The governor said in February 2026 that the state was examining whether prediction markets conflict with the Seminole compact. This is not legal advice.

Is Kalshi banned in Florida?

No ban or court order was found as of 3 October 2026. Florida has not sued Kalshi or ordered it to stop.

Can I use Kalshi in Florida?

Available (as of October 3, 2026). Kalshi accepts Florida residents as of 3 October 2026. You need to meet Kalshi's minimum age of 18 (we recommend 21+) and may be asked to pass a document check.

How old do you have to be to use Kalshi in Florida?

Kalshi's own minimum age is 18. We recommend 21+.

Do I owe Florida tax on Kalshi winnings?

Florida has no state income tax. Federal treatment is unsettled because the IRS has issued no guidance on event contracts. Keep records and ask a tax professional.

What does the Seminole compact have to do with Kalshi?

In February 2026 Gov. DeSantis said the state was trying to work out whether prediction markets such as Kalshi clash with Florida law and the Seminole Tribe's exclusive sports betting rights. No enforcement action was announced.

Is Polymarket legal in Florida too?

Polymarket US is also Available in Florida as of 3 October 2026, through the Polymarket US app.